Consumer & Commercial Services

Sectors

From hospitality to logistics and support services, we secure customer-facing and back-end providers against operational disruption, legal exposure, and reputational harm—whether in capital cities or remote camp locations.

Our clients include hotels, retailers, professional service firms, and SMEs delivering essential services to communities and industries. We design flexible insurance programs that evolve as businesses grow and risk profiles change. By combining sector insight with hands-on support, we help you focus on your customers while we manage your protection.

Sub Sectors

Specialised Risk & High-Risk Operations

Retail & Wholesale

Hospitality

Food & Beverage

Frequently Asked Questions

Specialised Risk & High-Risk Operations

Who are your typical clients in this sector?

Retailers, service providers, hospitality businesses, professional firms, and small to medium-sized enterprises delivering consumer-facing products and services.

What covers are most commonly required?

Property insurance, general and product liability, professional indemnity, business interruption, and employee benefits.

Can you help new businesses get adequate protection?

Yes. We guide start-ups and growing firms through risk assessment and build tailored insurance programs that evolve as your business scales.

Do you offer liability cover for professional services?

We provide professional indemnity insurance for consultants, accountants, lawyers, engineers, and other advisory firms.

How do you help control premium costs?

We work with clients to identify risk improvements, structure deductibles sensibly, and access competitive markets to optimise pricing without sacrificing coverage.