Life Sciences

Sectors

Life sciences companies face operational, regulatory, and reputational risks across research, development, manufacturing, and distribution.

From clinical trial liabilities to supply chain interruptions, our insurance solutions protect your people, products, and growth. We help life sciences firms operate with confidence in a fast-evolving landscape.

Insurance Products

Life Sciences

All Insurances related to static assets; mobile assets and personnel such as but not limited to:

Clinical Trial Insurance

Covers sponsors, investigators, and research institutions against claims of injury or harm to participants during clinical studies. It supports legal defence and compensation costs, ensuring compliance with regulatory requirements and ethical research standards.

Product Recall Insurance

mitigates financial losses associated with the withdrawal of defective or contaminated pharmaceuticals, medical devices, or biotech products. It includes recall logistics, public communication, and disposal costs, helping protect brand reputation and patient safety.

Research and Development Insurance (R&D)

Protects laboratories, research institutions, and biotech firms from losses resulting from equipment damage, experimental failure, or accidental contamination. It supports project continuity and safeguards investment in innovation and discovery.

Cyber and Crime Liability Insurance

Manages risks arising from data breaches, ransomware, and cyberattacks targeting sensitive research or patient information. It assists with system restoration, regulatory compliance, and incident response, ensuring data integrity and operational continuity.

Product Liability Insurance

Addresses claims arising from injury, illness, or damage caused by pharmaceuticals, medical devices, or biotech products. It helps cover legal defence and compensation costs, ensuring compliance, patient safety, and long-term brand credibility.

Professional Indemnity Insurance

Safeguards pharmaceutical companies, biotech firms, and medical device manufacturers against claims arising from professional negligence, errors in research, or regulatory non-compliance. It helps manage legal costs and compensation, ensuring operational integrity and stakeholder confidence.

Supply Chain Insurance

Addresses claims arising from injury, illness, or damage caused by pharmaceuticals, medical devices, or biotech products. It helps cover legal defence and compensation costs, ensuring compliance, patient safety, and long-term brand credibility.

Frequently Asked Questions

Life Sciences

Do you cover clinical trial liabilities?

Yes. We arrange specialist Clinical Trials Liability policies.

Is contamination or product recall insurance available?

Absolutely. We offer tailored protection for these exposures.

Can you insure R&D equipment and facilities?

Yes. We provide property and business interruption cover for labs and production sites.