Hospitality

Sectors

Hotels, resorts, and other hospitality providers face operational and reputational risks that can arise from guest incidents, property damage, or service disruption

We design insurance programs to protect buildings, staff, guests, and brand reputation.

Insurance Products

Hospitality

All Insurances related to static assets; mobile assets and personnel such as but not limited to:

Property Insurance (PAR)

Secures hotels, restaurants, and leisure venues from loss or damage caused by fire, storm, theft, or other unforeseen events. The policy helps restore operations quickly and preserves the value of physical assets and guest facilities.

Food & Beverage Liability Insurance

Handles claims arising from foodborne illness, contamination, or allergic reactions linked to food and drink service. The policy covers legal defence, compensation costs, and reputational recovery, ensuring guest safety and business continuity.

Business Interruption Insurance

Compensates for income loss and additional expenses following disruptions such as fire, equipment failure, or natural disasters. The policy supports financial stability and helps hospitality businesses resume normal operations swiftly.

Cyber and Computer Crime Insurance

Addresses risks from data breaches, ransomware, and payment fraud targeting guest information and reservation systems. The policy funds system restoration, regulatory compliance, and crisis management, preserving customer trust and operational continuity.

Travel Insurance

Provides financial protection for travellers against trip cancellations, medical emergencies, lost luggage, or travel delays. The policy enhances guest confidence and supports seamless experiences for individuals booking through hotels, resorts, or travel partners.

Event Cancellation Insurance

Reimburses financial losses resulting from the postponement, interruption, or cancellation of events due to unforeseen circumstances such as severe weather, illness, or venue damage. The policy safeguards revenue and ensures business stability for event organizers and venues.

Frequently Asked Questions

Hospitality

Do you cover guest injuries and liability claims?

Yes, through comprehensive public liability coverage.

Do you offer protection for business income loss?

Yes, under our business interruption policies.

Can you insure luxury and boutique properties?

Absolutely, with tailored coverage for unique facilities.