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Our insurance programs safeguard inventory, premises, staff, and revenue streams, helping you focus on sales and growth while we manage the risks.
Retail & Wholesale
All Insurances related to static assets; mobile assets and personnel such as but not limited to:
Ensures financial protection for vehicles used in delivery, logistics, and distribution against collision, theft, and third-party liability. The policy maintains mobility and operational reliability across business transport activities.
Handles claims arising from injury or property damage caused by defective or unsafe goods sold or distributed by retailers and wholesalers. The policy absorbs legal defense and compensation costs, preserving customer trust and commercial reputation.
Mitigates losses stemming from data breaches, ransomware, or electronic fraud targeting payment systems and customer databases. The policy facilitates incident response, forensic investigation, and regulatory compliance, ensuring business resilience and data integrity.
Safeguards goods in transit against loss or damage caused by accidents, theft, or adverse weather conditions. The policy ensures the value of merchandise is protected throughout the supply chain, maintaining continuity from warehouse to customer delivery.
secures retail outlets, storage facilities, and inventory against loss or damage from fire, storms, theft, or other unforeseen events. The policy enables quick restoration of operations and protects long-term business assets.
Addresses employee claims related to discrimination, harassment, wrongful termination, or breach of contract. The policy manages legal defence and settlement costs, promoting fair workplace practices and regulatory compliance.
compensates for income loss and ongoing expenses resulting from disruptions such as fire, equipment failure, or supply chain interruption. The policy maintains financial stability and helps businesses resume operations without prolonged downtime.
Retail & Wholesale
