Energy & Power

Sectors

Energy producers, contractors, and service companies operate in volatile markets with unique exposures, from upstream exploration to downstream distribution.

We specialize in insurance programs that protect against sabotage, terrorism, natural disasters, and political risks impacting operations and investments. Our team structures solutions that address property damage, liability, and business interruption under one coordinated plan.

Insurance Products

Energy & Power

All Insurances related to static assets; mobile assets and personnel such as but not limited to:

Property Insurance (PAR)

comprehensive protection for power plants, refineries, turbines, and renewable installations against loss or damage caused by fire, explosion, natural disasters, or mechanical failure. It helps maintain asset integrity and supports uninterrupted energy generation and supply.

Business Interruption Insurance (BI)

Compensates for income loss and additional expenses following operational shutdowns caused by insured damage or disruption. The coverage maintains financial stability and enables a swift recovery of production and distribution activities

Machinery Breakdown Insurance (MBD)

Addresses the sudden mechanical or electrical failure of turbines, generators, and other critical equipment. It minimizes downtime by covering repair or replacement costs, ensuring continuous and efficient energy operations.

Control of well/ Operator’s Extra Expense Insurance (OEE)

Covers the costs associated with regaining control of a well after a blowout, including cleanup, redrilling, and restoration. It also accounts for expenses arising from containment efforts, minimizing operational disruption and environmental impact.

Erection all Risks Insurance (EAR)

Provides protection during the installation and commissioning of energy infrastructure, including turbines, pipelines, and substations. It encompasses accidental loss or damage to materials, equipment, and third-party property, supporting timely and secure project completion.

Environmental Liability Insurance

Manages the financial and legal consequences of pollution or environmental damage resulting from energy operations. It includes remediation costs, third-party claims, and regulatory penalties, promoting responsible environmental stewardship and compliance.

Political Violence Insurance (PV)

Shields energy producers, contractors, and infrastructure from losses caused by war, terrorism, or civil unrest. It enables a rapid operational response to hostile events and supports business continuity across volatile or high-risk markets.

Workers Compensation Insurance (WC)

Offers financial assistance to employees who experience injury or illness in the course of their work. It includes medical treatment, rehabilitation, and wage replacement, reinforcing safety culture and promoting employee wellbeing in demanding operational settings.

Employers Liability Insurance (EL)

Safeguards companies against legal claims brought by employees for work-related injury or illness resulting from employer negligence. It ensures compliance with safety regulations and helps manage compensation costs and legal exposure effectively.

Commercial General Liability Insurance (CGL)

Responds to third-party claims involving bodily injury, property damage, or personal injury arising from energy operations. It supports regulatory compliance and helps maintain business continuity by addressing unforeseen legal and financial liabilities.

Utilities Parametric Insurance

Delivers swift financial compensation when specific parameters—such as severe weather events, seismic activity, or power disruptions—are met. It provides immediate funding for recovery and restoration, enabling utilities and energy operators to sustain uninterrupted service.

Cyber and Computer Crime Insurance - Energy/Renewable

Mitigates the financial and operational impact of data breaches, ransomware, and other malicious cyber incidents. It supports system restoration, legal compliance, and crisis management, strengthening digital resilience and operational continuity.

Political Risk Insurance (PRI)

Protects energy and natural resource operators from political risks such as forced abandonment, regulatory changes, or government appropriation of assets in host countries.

Frequently Asked Questions

Energy & Power

Are terrorism and sabotage covered under energy policies?

Yes. We can integrate Political Violence and Terrorism coverage into energy insurance programs.

Can you provide coverage for operator liability?

Absolutely. We arrange third-party liability and environmental impairment liability covers.

Do you cover project financing requirements?

Yes. We work with lenders and project sponsors to satisfy insurance obligations.