Renewable Energy

Sectors

Utilities and renewable energy projects carry high-value infrastructure and face operational, regulatory, and reputational risks.

We deliver solutions addressing property damage, liability, business interruption, and exposures linked to renewable power generation. From large-scale grid infrastructure to distributed solar or wind, our policies help safeguard your investments and ensure service continuity.

Insurance Products

Renewable Energy

All Insurances related to static assets; mobile assets and personnel such as but not limited to:

Property Insurance (PAR)

comprehensive protection for power plants, refineries, turbines, and renewable installations against loss or damage caused by fire, explosion, natural disasters, or mechanical failure. It helps maintain asset integrity and supports uninterrupted energy generation and supply.

Business Interruption Insurance (BI)

Compensates for income loss and additional expenses following operational shutdowns caused by insured damage or disruption. The coverage maintains financial stability and enables a swift recovery of production and distribution activities

Machinery Breakdown Insurance (MBD)

Addresses the sudden mechanical or electrical failure of turbines, generators, and other critical equipment. It minimizes downtime by covering repair or replacement costs, ensuring continuous and efficient energy operations.

Control of well/ Operator’s Extra Expense Insurance (OEE)

Covers the costs associated with regaining control of a well after a blowout, including cleanup, redrilling, and restoration. It also accounts for expenses arising from containment efforts, minimizing operational disruption and environmental impact.

Erection all Risks Insurance (EAR)

Provides protection during the installation and commissioning of energy infrastructure, including turbines, pipelines, and substations. It encompasses accidental loss or damage to materials, equipment, and third-party property, supporting timely and secure project completion.

Environmental Liability Insurance

Manages the financial and legal consequences of pollution or environmental damage resulting from energy operations. It includes remediation costs, third-party claims, and regulatory penalties, promoting responsible environmental stewardship and compliance.

Political Violence Insurance (PV)

Shields energy producers, contractors, and infrastructure from losses caused by war, terrorism, or civil unrest. It enables a rapid operational response to hostile events and supports business continuity across volatile or high-risk markets.

Workers Compensation Insurance (WC)

Offers financial assistance to employees who experience injury or illness in the course of their work. It includes medical treatment, rehabilitation, and wage replacement, reinforcing safety culture and promoting employee wellbeing in demanding operational settings.

Employers Liability Insurance (EL)

Safeguards companies against legal claims brought by employees for work-related injury or illness resulting from employer negligence. It ensures compliance with safety regulations and helps manage compensation costs and legal exposure effectively.

Commercial General Liability Insurance (CGL)

Responds to third-party claims involving bodily injury, property damage, or personal injury arising from energy operations. It supports regulatory compliance and helps maintain business continuity by addressing unforeseen legal and financial liabilities.

Utilities Parametric Insurance

Delivers swift financial compensation when specific parameters—such as severe weather events, seismic activity, or power disruptions—are met. It provides immediate funding for recovery and restoration, enabling utilities and energy operators to sustain uninterrupted service.

Cyber and Computer Crime Insurance - Energy/Renewable

Mitigates the financial and operational impact of data breaches, ransomware, and other malicious cyber incidents. It supports system restoration, legal compliance, and crisis management, strengthening digital resilience and operational continuity.

Frequently Asked Questions

Renewable Energy

Is Business Interruption included if facilities are damaged?

Yes, we can provide Business Interruption and Contingent BI coverage.

Do you offer Political Risk Insurance for investments?

Absolutely. We regularly structure PRI solutions for utility investments.

Can we insure power purchase agreements?

Yes. We can protect against non-payment and contract frustration risks.