Agribusiness

Sectors

Agribusiness operations face challenges that span unpredictable weather, commodity volatility, and supply chain disruptions

From farm production to processing, storage, and distribution, Frontier’s insurance solutions help protect assets, revenue, and workforce safety. Our programs cover property, transit, liability, and specialist risks affecting agricultural enterprises worldwide.

Insurance Products

Agribusiness

All Insurances related to static assets; mobile assets and personnel such as but not limited to:

Farm Owners Insurance

Offers comprehensive protection for farm properties, equipment, livestock, and produce against risks such as fire, theft, natural disasters, and accidental damage. It also includes liability coverage, ensuring financial stability and operational continuity for agricultural enterprises.

Farm Property Insurance

Safeguards agricultural buildings, machinery, and storage facilities from loss or damage caused by fire, storms, theft, or other unforeseen events. It helps maintain production capacity and ensures the long-term protection of farm assets.

Multi-Peril Crop Insurance

Protects farmers against yield and revenue losses caused by natural perils such as drought, flood, hail, pests, or disease. It stabilizes farm income and supports recovery after adverse weather or environmental conditions.

Livestock Insurance

Provides financial protection against the loss of animals due to disease, accidents, natural disasters, or theft. It helps farmers manage production risks and maintain the stability of their operations and income.

General Commercial Liability Insurance (GLI)

Manages third-party claims involving bodily injury, property damage, or personal injury occurring during farming or processing operations. It supports legal compliance and helps protect against unexpected financial and reputational exposure.

Machinery Breakdown Insurance (MBD)

Addresses the sudden mechanical or electrical failure of essential farming equipment such as tractors, irrigation systems, and processing machines. It covers repair or replacement costs, minimizing downtime and maintaining productivity across agricultural operations.

Workers’ Compensation Insurance

Assists employees who suffer work-related injuries or illnesses on farms or processing facilities. It includes medical treatment, rehabilitation, and wage replacement, supporting worker welfare and ensuring compliance with labour and safety regulations.

Business Interruption Insurance (BI)

Compensates for income loss and ongoing expenses following disruptions caused by insured events such as machinery failure, fire, or natural disasters. It ensures financial continuity and helps agricultural enterprises resume operations swiftly.

Product Liability Insurance (PI)

Mitigates financial and legal exposure arising from injury or property damage caused by agricultural products, machinery, or processed goods. It helps protect producers, distributors, and exporters from claims, preserving brand integrity and business continuity.

Pollution Liability Insurance

Covers liabilities arising from accidental contamination, chemical runoff, or waste mismanagement during farming or processing operations. It assists with cleanup costs, third-party claims, and regulatory penalties, promoting environmental responsibility and compliance.

Farm Income Protection Insurance

Provides financial security to farmers facing income loss due to poor yields, market volatility, or operational disruptions. It helps maintain cash flow and ensures business sustainability under challenging environmental or economic conditions.

Parametric Insurance

Delivers pre-agreed payouts when specific triggers—such as rainfall shortage, temperature extremes, or natural disasters—are met. It enables rapid financial relief, helping farmers recover quickly and sustain operations after adverse weather or environmental events.

Crop Insurance

Covers losses in yield or quality resulting from adverse weather, pests, or disease. It supports farmers by mitigating financial risk and ensuring stability across planting and harvest seasons.

Frequently Asked Questions

Agribusiness

Are commodity price fluctuations insurable?

Certain policies can help protect revenue streams against price risks—please contact us to discuss options.

Do you cover agricultural equipment in transit?

Absolutely. We insure machinery and goods while moving domestically or internationally.

Is crop insurance available for extreme weather events?

Yes. We can arrange policies covering hail, drought, and flood losses.