Food & Beverage

Sectors

From restaurants to large-scale producers, the food and beverage industry faces risks from contamination, spoilage, and equipment breakdown to product recalls

Our tailored coverage ensures safety, compliance, and operational continuity.

Insurance Products

Food & Beverage

All Insurances related to static assets; mobile assets and personnel such as but not limited to:

Food & Beverage Liability Insurance

Delivers comprehensive protection for manufacturers, distributors, and service providers across the industry. It combines coverage for property damage, product liability, contamination, and business interruption, ensuring operational resilience and safeguarding brand reputation throughout the supply chain.

General Liability Insurance (GLI)

Responds to third-party claims involving bodily injury, property damage, or personal injury occurring during production, distribution, or service. The policy supports financial protection and ensures continued operations across the food and beverage industry.

Machinery Breakdown Insurance (MBD)

Covers the sudden failure of processing equipment, refrigeration units, or packaging machinery essential to production. The policy finances repair or replacement, minimizing downtime and preserving product quality and supply continuity.

Product Recall Insurance

Provides financial support for the withdrawal of contaminated or defective food and beverage products from the market. The policy includes notification, disposal, and replacement costs.

Workers' Compensation Insurance

Assists employees who suffer work-related injuries or illnesses in production, packaging, or service environments. It includes medical treatment, rehabilitation, and wage replacement, ensuring workforce safety and compliance with labour regulations.

Cyber and Computer Crime Insurance

Mitigates the impact of data breaches, ransomware, or system failures affecting point-of-sale networks, supply chains, or customer data. The policy supports system recovery, regulatory compliance

Product Liability and Contaminated Insurance

Manages claims and losses arising from contaminated, mislabelled, or defective food and beverage products. The policy addresses recall costs, legal defence, and compensation expenses, helping preserve brand reputation and consumer confidence.

Frequently Asked Questions

Food & Beverage

Do you offer product recall coverage?

Yes, for contamination or safety concerns.

Do you insure refrigeration and specialist equipment?

Yes, including breakdown and repair costs.

Do you cover liability from foodborne illness?

Yes, through product liability insurance.